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Get affordable Group Benefits for your team using proven non-traditional solutions.

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VIRTUAL GROUP BENEFITS TAILORED TO YOUR NEEDS

Traditional group benefits are great, but do very little to reduce or contain your future group insurance costs. This is why our team is devoted to delivering Virtual Group Benefits that are more affordable without resulting in a loss of benefits.

 

How?

 

Our approach to providing Virtual Group Benefits employs proprietary technology and a network of highly-trained specialists to create The Benefit Component Analysis. Leveraging this proven non-traditional approach we’re able to significantly reduce and contain group insurance costs.

Administrative Services Only (A.S.O.)

Groups 5+ Employees 

Available for multiple carriers information below can vary depending on group 

 

ASO based on EHC and Dental   Life Insurance AD&D Dependant Life Critical Illness and Disability still fully insured through preferred Life Insurance carriers

ADMINISTRATIVE FEES

  • Fees are not based on annual claims and 8% of claims must remain on deposit

  • Fees are net commissions (as negotiated) and subject to change

  • Fees do not include applicable Federal and Provincial taxes

Our Preferred Partners

Affordable Health Benefits For All

For individuals who don’t have access to Group Benefits through their employer, we’re proud to offer our Georgian Bay Plan, an affordable health benefits plan that provides medical and dental coverage for individuals and families. 

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© 2025 by Bumstead Insurance

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